Privacy Statement   Protecting your privacy is important to Heartland Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Heartland Bank employees for collection, use, retention, and security of nonpublic personal information. What Information We Collect We may collect "nonpublic personal information" about you from the following sources: Information we receive from you on applications or other loan and account forms; Information about your transactions with us, our affiliates or others; and Information we receive from third parties such as credit bureaus. "Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history. What Information We Disclose We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control ownership (“affiliates”). We also may share additional information about you or your account (such as information we receive from you in applications and information from credit reporting agencies) with our affiliates. You may direct us not to disclose to our affiliates information that does not relate solely to our or our affiliates’ experiences or transactions with you or your account (such as the application information and credit bureau information) by calling us at 1-800-626-5213. We are also permitted under law to disclose nonpublic personal information about you to “nonaffiliated third parties” (i.e., third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law. We may also disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing arrangements: Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income; Information about transactions with us, our affiliates or others, such as your account balance, payment history, parties to transactions and credit card usage and Information we receive from credit bureaus, such as your creditworthiness and your payment history. If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice. Heartland Bank Web Site Visitors to Heartland Bank website remain anonymous. Heartland Bank does not collect identifying information about visitors to our site. Visitors may elect to provide us with personal information via email. We ask that you do not send any confidential information, such as account numbers or social security numbers, through email links or online forms. This information, if provided, is used internally as appropriate to handle the sender’s request. It is not disseminated or sold to other organizations or businesses. Heartland Bank provides links to other web sites for convenience and informational purposes only. Users should be aware that when they select a link on the bank's web site to an external web site, they are leaving the bank's web site. These web sites may contain information that is copyrighted with restrictions on reuse. Permission to use copyrighted materials must be obtained from the original source and cannot be obtained from Heartland Bank. Linked sites are not under the control of Heartland Bank and Heartland Bank is not responsible for the contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. The inclusion of a link does not imply endorsement by Heartland Bank of the site, its content, advertisers or sponsors. Our Security Procedures We also take steps to safeguard customer information. We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.